Qualification Planning
Translate income and debt into a working purchase ceiling.
Affordability Calculator
The affordability view uses Canadian-style GDS and TDS ratios and applies a stress-test qualifying rate so buyers can see a more lender-like max purchase range.
Affordability Calculator
Estimate a home purchase range using household income, debts, housing costs, down payment, mortgage rate, and common qualification ratios.
Calculator inputs
Qualification inputs
Use annual income, recurring debts, down payment, and carrying-cost assumptions to estimate a lender-style max purchase price using GDS, TDS, and a stress-test rate.
Estimate Disclaimer
These figures are planning estimates only and do not represent lender approval, financial advice, legal advice, or a guaranteed rate. Confirm final numbers with a qualified lender or advisor.